Angie is not a financial guru

Sorry — it makes me sad to say, but I am not a financial guru. LOL Seriously — I’ll just say it, I’m not good with money. Really, on every level possible, I am bad with money. And, shockingly, I am the person in charge of money in our house. Perhaps I should make Eric try it out a few months to see how it would go if he were in charge of the money. Maybe it’s something to start in the new year. It would be a change, that’s for sure.

Anyway, since it would seem that I take my financial advice from MC Hammer, it is no surprise that it finally got the better of me when I realized that the bank said I had probably about $500 more than I thought I had in my checkbook. So, 3 1/2 hours later, I found $71 worth of errors of things I had forgotten to write in the checkbook and whatnot (this is, of course, over about a 7 month time span, since it’s not like I balance my checkbook). I also found $79 worth of errors in my favor. Most of that is from a deposit that I either didn’t realize was made (a direct deposit) or just forgot to write in, plus many little amounts where I did something like round up for some regular automatic payments (like $7 for Netflix when it’s only like $6.25 or something like that). So, that put me $8 closer to figuring out the mystery. LOL

Then, the big undertaking — we checked ALL my math for the last 7 months. Augh! And, since we use the debit card almost all the time, this was UGLY! I habitually make math errors. Although, I am happy to say that I made a much smaller number than usual. Luckily, my math errors are typically taking away more money, so it’s always been a nice windfall when we figure it all out. (This time, I am ashamed to say that we “found” $206 between several math errors.)

Finally, we found a few things that have, for whatever reason, never posted, even though we used the debit card. I don’t really know how long a person could wait before assuming it will never post, but we left the money just “floating”…awaiting it to clear. Plus, then one large check that we had to pay on a deposit for testing that Jack had done which hasn’t been cashed.

And, alas, we finally got the check book balanced. I’m sure it will come as no surprise, but when I say that the checkbook was balanced, that meant that it was less than $10 +/- what the bank said I had. Hey…we can’t all be perfect, can we?

Angie Kauffman
Angie, a domestically challenged nerd and mom of three very fun kids, is the founder of Real Life at Home.  Angie also listens to music every chance she gets, writes eBookspodcastsloves Pinterestdocuments the little moments in life on Instagram, and occasionally sleeps.